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[]
["     Paragon Personal and Auto Finance (No.3) PLC"]
[]
["Information as at the Principal Determination Date","2005-09-30","2005-12-31","2006-03-31","2006-06-30","2006-09-29","2006-12-29","2007-03-30","2007-06-29","2007-09-28","2007-12-31","2008-03-31","2008-06-30","2008-09-30","2008-12-31","2009-03-31","2009-06-30","2009-09-30","2009-12-31","2010-03-31","2010-06-30","2010-09-30","2010-12-31","2011-03-31","2011-06-30","2011-09-30","2011-12-30","2012-03-30","2012-06-29","2012-09-28","2012-12-31","2013-03-28","2013-06-28","2013-09-30","2013-12-31","2014-03-31","2014-06-30","2014-09-30","2014-12-31","2015-03-31","2015-06-30","2015-09-30","2015-12-31","2016-03-31","2016-06-30","2016-09-30","2016-12-30"]
["Performing Asset Balance",406887,414570,400148,374808,370654,391682,388687,384415,378460,369511,370256,357432,353416,357093,363558,342513,319702,298297,278926,260252,241790,227781,215018,202264,191133,180879,172102,163666,156123,149173,142832,136831,130487,124488,118663,113462,108092,103535.90602999965,98734.664100000213,94610.851230000218,90184.307620000094,85684.266019999981,82196.445340000122,78019.990219999963,74028.320580000087,0]
["Non Performing Asset Balance (equal to > 12 months arrears loans) ",2623,4135,5704,5706,6461,7060,7687,8640,9221,9590,9867,10213,10170,10680,10311,11198,11345,12310,10478,11131,11048,11017,11568,12140,12200,12970,13101,13134,13335,13744,14375,14912,14731,15111,15280,14971,14600,14611,14576,14306,14276,13993,13435,13174,12951,0]
["Available Cash for Substitutions",43113,35430,49851,75192,79346,58318,61313,65585,71540,80489,79744,92568,96584,92907,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Total Assets",{"$f":"SUM(B6:B8)","v":452623},454135,455703,455706,456461,457060,{"$f":"SUM(H6:H8)","v":457687},458640,459221,459590,459867,460213,460170,460680,377369,{"$f":"SUM(Q6:Q8)","v":353711},331047,310607,289404,271383,252838,238798,226586,214404,203333,{"$f":"SUM(AA6:AA8)","v":193849},185203,176800,169458,162917,157207,{"$f":"SUM(AG6:AG8)","v":151743},145218,139599,133943,128433,122692,{"$f":"SUM(AM6:AM8)","v":118146.90602999965},113310.66410000021,{"$f":"SUM(AO6:AO8)","v":108916.85123000022},104460.30762000009,{"$f":"SUM(AQ6:AQ8)","v":99677.266019999981},95631.445340000122,{"$f":"SUM(AS6:AS8)","v":91193.990219999963},{"$f":"SUM(AT6:AT8)","v":86979.320580000087},{"$f":"SUM(AU6:AU8)","v":0}]
["Class A1 Notes",146000,146000,146000,146000,146000,146000,146000,146000,146000,146000,146000,146000,146000,146000,108625,97564,87286,77640,68911,60496,52177,45864,42610,40082,37877,35844,34105,32433,30938,29561,28304,27115,25858,24669,23514,22484,21420,20517,19565,18748,17871,16979,16287,15460,14669,0]
["Class A2 Notes",178000,178000,178000,178000,178000,178000,178000,178000,178000,178000,178000,178000,178000,178000,132433,118948,106417,94657,84015,73756,63613,55917,51949,48868,46178,43701,41580,39542,37719,36040,34508,33058,31525,30076,28668,27412,26114,25013,23853,22857,21787,20700,19857,18848,17884,0]
["Class B1 Notes",16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,16000,15296,14389,13597,12868,12243,11643,11107,10612,10161,9734,9283,8856,8442,8072,7690,7366,7024,6731,6416,6096,5848,5551,5267,0]
["Class B2 Notes",24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,23422,22033,20821,19704,18748,17829,17007,16250,15559,14906,14215,13561,12927,12360,11775,11279,10756,10307,9825,9334,8954,8500,8065,0]
["Class C1 Notes",18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,18000,17208,16188,15297,14476,13774,13099,12495,11939,11431,10951,10443,9963,9497,9081,8651,8287,7902,7572,7218,6858,6579,6245,5925,0]
["Class C2 Notes",22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,22500,21510,20235,19121,18095,17217,16373,15619,14924,14289,13689,13054,12454,11871,11351,10814,10358,9878,9465,9023,8572,8224,7806,7406,0]
["Class D1 Notes",24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,24500,23422,22033,20821,19704,18748,17829,17007,16250,15559,14906,14215,13561,12927,12360,11775,11279,10756,10307,9825,9334,8954,8500,8065,0]
["Class D2 Notes",20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,20500,19598,18436,17421,16487,15687,14918,14231,13597,13019,12472,11894,11347,10816,10342,9853,9437,9000,8624,8221,7810,7493,7112,6748,0]
["Total Notes",{"$f":"SUM(B10:B17)","v":450000},450000,450000,450000,450000,450000,450000,450000,450000,450000,450000,450000,450000,450000,367058,{"$f":"SUM(Q10:Q17)+1","v":342513},{"$f":"SUM(R10:R17)-1","v":319702},{"$f":"SUM(S10:S17)","v":298297},{"$f":"SUM(T10:T17)","v":278926},{"$f":"SUM(U10:U17)","v":260252},{"$f":"SUM(V10:V17)","v":241790},{"$f":"SUM(W10:W17)","v":227781},{"$f":"SUM(X10:X17)+3","v":215018},{"$f":"SUM(Y10:Y17)","v":202264},191133,180879,172102,163666,156123,{"$f":"SUM(AE10:AE17)","v":149173},{"$f":"SUM(AF10:AF17)+2","v":142832},{"$f":"SUM(AG10:AG17)","v":136831},{"$f":"SUM(AH10:AH17)","v":130487},{"$f":"SUM(AI10:AI17)+1","v":124488},{"$f":"SUM(AJ10:AJ17)+1","v":118663},{"$f":"SUM(AK10:AK17)","v":113462},{"$f":"SUM(AL10:AL17)","v":108092},{"$f":"SUM(AM10:AM17)","v":103536},{"$f":"SUM(AN10:AN17)+1","v":98735},{"$f":"SUM(AO10:AO17)","v":94611},{"$f":"SUM(AP10:AP17)-2","v":90184},{"$f":"SUM(AQ10:AQ17)+1","v":85684},{"$f":"SUM(AR10:AR17)","v":82196},{"$f":"SUM(AS10:AS17)-2","v":78020},{"$f":"SUM(AT10:AT17)-1","v":74028},0]
["Class B, C and D Notes as a % of the Total Notes",{"$f":"SUM(B12:B17)/B18","v":0.28000000000000003},0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.28000000000000003,0.34327000092628412,0.36786924875844129,0.39411702147624977,0.42239781157705242,0.45173271763837003,0.48414613528426292,0.52111336283551846,0.55316290647595712,0.56021356351561269,0.56022821658822131,0.56022769485122925,{"$f":"SUM(AA12:AA17)/AA18","v":0.56023087257227211},0.56023172304795998,0.56023242457199418,0.56023776125234592,0.56023543134481446,0.5602245995295172,{"$f":"SUM(AG12:AG17)/AG18","v":0.56023854243555915},0.56023971736648093,0.56023070496754712,0.56024202995036365,0.56024043292027281,0.56024497650149874,{"$f":"SUM(AM12:AM17)/AM18","v":0.56024957502704376},0.56024712614574368,{"$f":"SUM(AO12:AO17)/AO18","v":0.56025197915675762},0.5602767674975605,0.56024461976565054,0.56027057277726411,0.56029223276083051,0.5602744907332361,0]
["Total Overcollateralisation (equal to > 12 months arrears loans)",{"$f":"+B9-B18","v":2623},4135,5703,5706,6461,7060,7687,{"$f":"+I9-I18","v":8640},9221,9590,9867,10213,10170,{"$f":"+O9-O18","v":10680},10311,11198,11345,12310,10478,{"$f":"+U9-U18","v":11131},11048,11017,11568,12140,12200,{"$f":"+AA9-AA18","v":12970},13101,13134,13335,13744,14375,{"$f":"+AG9-AG18","v":14912},14731,15111,15280,14971,14600,{"$f":"+AM9-AM18","v":14610.906029999649},14575.664100000213,14305.851230000218,14276.307620000094,13993.266019999981,{"$f":"+AR9-AR18","v":13435.445340000122},{"$f":"+AS9-AS18","v":13173.990219999963},{"$f":"+AT9-AT18","v":12951.320580000087},{"$f":"+AU9-AU18","v":0}]
["Balance of the First Loss Fund",40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,40500,0]
["First Loss Fund as a % of the Notes",{"$f":"+B21/B18","v":0.09},0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.09,0.11033678601201991,0.11824368710092756,0.12668047118879455,{"$f":"+S21/S18","v":0.13577072514976685},0.1451998020980475,0.15561840062708451,0.16750072376855948,0.17780236279584338,0.18835632365662411,0.20023335838310327,0.21189433535810143,{"$f":"+AA21/AA18","v":0.22390658948800027},0.23532556274767288,0.24745518311683551,0.25941084913817952,0.2714968526475971,0.28354990478324182,{"$f":"+AG21/AG18","v":0.29598555882804334},0.31037574624292075,0.32533256217466744,0.34130268070080816,0.35694770055172659,0.37468082744328907,{"$f":"+AM21/AM18","v":0.39116828929068148},0.41018888945156229,{"$f":"+AO21/AO18","v":0.42806861781399624},0.44908187705136166,{"$f":"+AQ21/AQ18","v":0.47266700900985015},0.49272470679838437,{"$f":"+AS21/AS18","v":0.51909766726480389},0.54709029016047983,0]
["Lifetime Redemption Rate (All Assets)",0.39700000000000002,0.41710000000000003,0.41,0.41189999999999999,0.41260000000000002,0.41220000000000001,0.41310000000000002,0.41460000000000002,0.41589999999999999,0.41610000000000003,0.41420000000000001,0.41039999999999999,0.4032,0.39250000000000002,0.38140000000000002,0.37209999999999999,0.3639,0.35659999999999997,0.3498,0.34370000000000001,0.33829999999999999,0.33239999999999997,0.32640000000000002,0.32140000000000002,0.31630000000000003,0.31109999999999999,0.30609999999999998,0.3014,0.29670000000000002,0.29210000000000003,0.2873,0.28289999999999998,0.27939999999999998,0.27589999999999998,0.27260000000000001,0.2697,0.2671,0.26419999999999999,0.26190000000000002,0.25950000000000001,0.25719999999999998,0.25559999999999999,0.2535,0.252,0.25059999999999999,1]
["Quarterly Redemption Rate (All Assets)",0.1883,0.11840000000000001,0.11700000000000001,0.12670000000000001,0.1258,0.1235,0.1268,0.12959999999999999,0.12970000000000001,0.1268,0.1174,0.1077,8.6900000000000005E-2,6.2600000000000003E-2,5.2999999999999999E-2,5.6899999999999999E-2,5.8099999999999999E-2,5.8599999999999999E-2,5.7200000000000001E-2,5.79E-2,5.9499999999999997E-2,5.1999999999999998E-2,4.7500000000000001E-2,5.1700000000000003E-2,4.8300000000000003E-2,4.3799999999999999E-2,4.2999999999999997E-2,4.2200000000000001E-2,3.9300000000000002E-2,3.7499999999999999E-2,3.2500000000000001E-2,3.4200000000000001E-2,4.1700000000000001E-2,3.9699999999999999E-2,3.9300000000000002E-2,4.2200000000000001E-2,4.48E-2,3.8100000000000002E-2,4.48E-2,4.2200000000000001E-2,4.2200000000000001E-2,5.0999999999999997E-2,4.2200000000000001E-2,4.8899999999999999E-2,5.0599999999999999E-2,1]
["Total Quarterly Losses ",{"$f":"SUM(B59:B68)","v":5911},3929,4570,5629,4672,4302,2955,{"$f":"SUM(I59:I68)","v":3203},2365,2306,2817,2342,4075,2406,2262,3575,{"$f":"SUM(R59:R68)","v":2940},2634,2277,2545,3004,1418,1967,1611,{"$f":"SUM(Z59:Z68)","v":1327},1799,997,1168,1116,1088,1487,{"$f":"SUM(AG59:AG68)","v":1116},637,817,930,195,282,{"$f":"SUM(AM59:AM68)","v":435},{"$f":"SUM(AN59:AN68)","v":164},-40,262,-100,-124,{"$f":"SUM(AS59:AS68)","v":161},{"$f":"SUM(AT59:AT68)","v":42},{"$f":"SUM(AU59:AU68)","v":-154}]
["Quarterly Recoveries",null,603,530,711,1064,702,576,735,810,772,924,834,759,762,601,580,679,465,709,663,660,630,544,624,622,680,672,625,716,535,544,634,728,616,670,793,845,674,723,898,875,643,694,740,610,467]
["Losses as a % of the assets",{"$f":"+B25/450000","v":1.3135555555555555E-2},{"$f":"+C25/B9","v":8.6805133632183954E-3},1.006308696753168E-2,1.2352343521986909E-2,1.025222402162798E-2,9.4246825029958743E-3,6.4652343237211743E-3,6.9982324164767629E-3,5.1565497994069424E-3,5.0215473595501946E-3,6.129376183119737E-3,5.0927768246036356E-3,8.8545955894335886E-3,5.2285025099419779E-3,4.9101328470955979E-3,9.4734861634103492E-3,8.3118704252907027E-3,7.9565741420402538E-3,7.3308070970712182E-3,8.7939351218366026E-3,1.10692268859877E-2,5.608334190272032E-3,8.2370874127924015E-3,7.1098832231470607E-3,6.1892502005559602E-3,8.8475554877958818E-3,5.1431784533322328E-3,6.3065933057239896E-3,6.3122171945701354E-3,6.4204699689598601E-3,9.1273470540213734E-3,7.0989205315284938E-3,4.1978872172027705E-3,5.6260243220537399E-3,6.6619388391034318E-3,1.4558431571638681E-3,2.1956973674990073E-3,3.5454634368989012E-3,1.3881023677281691E-3,0,2.405504722558802E-3,0,0,{"$f":"+AS25/AR9","v":1.6835466558891162E-3},{"$f":"+AT25/AS9","v":4.605566649587056E-4},0]
["Quarterly Loss Rate (annualised) ",{"$f":"1-(1-B25/450000)^4","v":5.1516001315857429E-2},{"$f":"1-(1-C25/C9)^4","v":3.4159931944587441E-2},3.9514449973627963E-2,4.8501093999743117E-2,4.0316780111331441E-2,3.712109967194932E-2,2.5576475512680941E-2,{"$f":"1-(1-I25/I9)^4","v":2.7643492070381415E-2},2.0441512291805464E-2,1.9919514308788244E-2,2.4278510654664798E-2,2.0200933918865127E-2,3.4953952451856396E-2,{"$f":"1-(1-O25/O9)^4","v":2.0727765619819594E-2},2.3761814643508905E-2,3.9819681482080149E-2,3.5053228493436506E-2,3.3491632428024665E-2,3.110209790582863E-2,{"$f":"1-(1-U25/U9)^4","v":3.6987183407507285E-2},4.6684223687732729E-2,2.3541564733458586E-2,3.4274571795225861E-2,2.9718355230978211E-2,2.5850520003873334E-2,{"$f":"1-(1-AA25/AA9)^4","v":3.6608109818546897E-2},2.135987333855216E-2,2.6164628800036227E-2,2.6083722376998963E-2,2.6446584291230368E-2,3.7302021567700905E-2,{"$f":"1-(1-AG25/AG9)^4","v":2.9095213677445941E-2},1.743092273515745E-2,2.3205201510242746E-2,2.7485092010764989E-2,6.0593880451264015E-3,9.1621050914517665E-3,{"$f":"1-(1-AM25/AM9)^4","v":1.4646290601365797E-2},5.7768365241632758E-3,0,9.9948375840985815E-3,0,0,{"$f":"1-(1-AS25/AS9)^4","v":7.0431896170064512E-3},1.9300950381282433E-3,0]
["Spread Trap repayment in the quarter","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
["Quarterly surplus income to the Issuer",3926,3354,2999,2066,2721,2492,2477,1600,3019,2344,2128,2405,342,691,3343,2227,2934,3073,3087,2391,1576,2745,2139,2377,2394,1674,2293,1984,1847,1755,1379,1634,1909,1647,1496,2125,2028,1838,1858,2145,1911,1712,1793,1718,1685,42063]
["Surplus Income as a % of the assets",{"$f":"+B30/450000","v":8.7244444444444444E-3},{"$f":"+C30/B9","v":7.4101404480108168E-3},6.6037631981679459E-3,4.5336545952078438E-3,5.9709549578017404E-3,5.4593930259102096E-3,5.4194197698332822E-3,3.4958388593077801E-3,6.5825047967905115E-3,5.1042961885453845E-3,4.630213886289954E-3,5.2297729560938271E-3,7.4313415744448768E-4,1.5016189669035357E-3,7.2566640618216549E-3,{"$f":"+Q30/P9","v":5.9013856464097472E-3},8.2949074244227632E-3,9.282669832380297E-3,9.9386040881242216E-3,8.2618070240908902E-3,5.8072908030348249E-3,1.0856754127148609E-2,8.9573614519384576E-3,1.04904980890258E-2,1.1165836458275033E-2,8.2328003816399698E-3,1.1828794577222477E-2,1.0712569450818832E-2,1.044683257918552E-2,1.0356548525298303E-2,8.4644328093446356E-3,{"$f":"+AG30/AF9","v":1.0393939201180608E-2},1.2580481471962463E-2,1.1341569226955336E-2,1.0716409143331973E-2,1.5864957481913949E-2,1.5790334259886477E-2,1.49806018322303E-2,1.5726184141700843E-2,1.8930257068363578E-2,1.7545494369503326E-2,1.6389000176294889E-2,1.7988053561182538E-2,1.7964802203835412E-2,1.847709477274807E-2,0]
["% of Unsecured Personal Loans",0.1263,0.11260000000000001,0.10059999999999999,8.7499999999999994E-2,8.8599999999999998E-2,8.5500000000000007E-2,7.9500000000000001E-2,7.6499999999999999E-2,7.2700000000000001E-2,6.3500000000000001E-2,5.3600000000000002E-2,4.5400000000000003E-2,3.6700000000000003E-2,3.2199999999999999E-2,3.4099999999999998E-2,3.2000000000000001E-2,0.03,2.8199999999999999E-2,2.6700000000000002E-2,2.5000000000000001E-2,2.2800000000000001E-2,2.1399999999999999E-2,1.9900000000000001E-2,1.8700000000000001E-2,1.7899999999999999E-2,1.7100000000000001E-2,1.6799999999999999E-2,1.5800000000000002E-2,1.52E-2,1.4667533668961541E-2,1.44E-2,1.44E-2,1.34E-2,1.32E-2,1.2699999999999999E-2,1.26E-2,1.23E-2,1.1586130126223265E-2,1.1403641874546027E-2,1.109162232827738E-2,1.0988352698515731E-2,1.0832216031159745E-2,1.050580297515331E-2,1.0636817406153222E-2,1.0503556394470879E-2,0]
["% of Car Loans",0.28520000000000001,0.28670000000000001,0.27789999999999998,0.25409999999999999,0.27410000000000001,0.29249999999999998,0.2863,0.28689999999999999,0.28189999999999998,0.2656,0.23780000000000001,0.2046,0.17760000000000001,0.15629999999999999,0.1671,0.15179999999999999,0.1366,0.1234,0.1094,9.3100000000000002E-2,7.7799999999999994E-2,6.4100000000000004E-2,5.2999999999999999E-2,4.2000000000000003E-2,3.2800000000000003E-2,2.6200000000000001E-2,2.0799999999999999E-2,1.54E-2,1.23E-2,1.0598432692243235E-2,9.5999999999999992E-3,8.8999999999999999E-3,7.7999999999999996E-3,7.3000000000000001E-3,6.7000000000000002E-3,5.7000000000000002E-3,4.8999999999999998E-3,4.5036281409938381E-3,3.8354138685928771E-3,3.3633235074318783E-3,3.0074909610976483E-3,2.7378245843320123E-3,2.3973103603801139E-3,2.1569396448970755E-3,1.7423150895421791E-3,0]
["% of Secured Loans",0.43390000000000001,0.46010000000000001,0.44309999999999999,0.43559999999999999,0.38750000000000001,0.4022,0.40670000000000001,0.39839999999999998,0.3982,0.40050000000000002,0.44259999999999999,0.48370000000000002,0.53100000000000003,0.57789999999999997,0.76419999999999999,0.79600000000000004,0.81699999999999995,0.83460000000000001,0.85160000000000002,0.871,0.88980000000000004,0.90629999999999999,0.92,0.93300000000000005,0.94379999999999997,0.95179999999999998,0.95820000000000005,0.96509999999999996,0.96930000000000005,0.97185817808852804,0.97330000000000005,0.97419999999999995,0.97629999999999995,0.97719999999999996,0.97840000000000005,0.97960000000000003,0.98080000000000001,0.98190396373740019,0.98280702805368636,0.98369133212585724,0.98433629821773205,0.98477585756881525,0.98551146494141084,0.98559927773854061,0.98616190747035859,0]
["% of Retail Credit Loans",5.8700000000000002E-2,6.1899999999999997E-2,6.7599999999999993E-2,5.5800000000000002E-2,7.3499999999999996E-2,9.0200000000000002E-2,9.1300000000000006E-2,9.2399999999999996E-2,8.8200000000000001E-2,9.1499999999999998E-2,8.8700000000000001E-2,6.0600000000000001E-2,0.04,2.7199999999999998E-2,2.5100000000000001E-2,2.0199999999999999E-2,1.6400000000000001E-2,1.38E-2,1.23E-2,1.09E-2,9.5999999999999992E-3,8.2000000000000007E-3,7.1000000000000004E-3,6.3E-3,5.4999999999999997E-3,4.8999999999999998E-3,4.1999999999999997E-3,3.7000000000000002E-3,3.2000000000000002E-3,2.8758555502671397E-3,2.7000000000000001E-3,2.5000000000000001E-3,2.5000000000000001E-3,2.3E-3,2.2000000000000001E-3,2.0999999999999999E-3,2E-3,2.0062779953827071E-3,1.9539162031746819E-3,1.8537220384334517E-3,1.667858122654619E-3,1.6541018156929533E-3,1.5854217230557406E-3,1.6069652104091236E-3,1.5922210456283713E-3,0]
["% of Available Cash for Substitutions",{"$f":"1-B35-B34-B33-B32","v":9.5900000000000069E-2},7.870000000000002E-2,0.11080000000000004,0.16700000000000007,0.1762999999999999,0.12959999999999994,0.13619999999999999,0.14579999999999999,0.15899999999999997,0.1789,0.17729999999999999,0.20569999999999999,0.21469999999999995,0.20640000000000003,9.5000000000000015E-3,0,8.3266726846886741E-17,-3.8163916471489756E-17,0,0,-8.3266726846886741E-17,0,{"$f":"1-X35-X34-X33-X32","v":-3.4694469519536142E-17},-2.7755575615628914E-17,7.6327832942979512E-17,0,-3.1225022567582528E-17,0,{"$f":"1-AD35-AD34-AD33-AD32","v":-3.1225022567582528E-17},4.163336342344337E-17,-8.8470897274817162E-17,9.8879238130678004E-17,1.0755285551056204E-16,7.2858385991025898E-17,{"$f":"1-AJ35-AJ34-AJ33-AJ32","v":-2.7755575615628914E-17},{"$f":"1-AK35-AK34-AK33-AK32","v":-1.7347234759768071E-17},0,4.5102810375396984E-17,9.1940344226770776E-17,1.7347234759768071E-17,0,7.1123662515049091E-17,{"$f":"1-AR35-AR34-AR33-AR32","v":-2.4286128663675299E-17},-6.0715321659188248E-17,{"$f":"1-AT35-AT34-AT33-AT32","v":-4.163336342344337E-17},0]
["Spread % (WA Funding Rate versus WA Interest Rate)",5.4100000000000002E-2,5.2200000000000003E-2,5.0999999999999997E-2,4.9399999999999999E-2,5.0799999999999998E-2,4.7199999999999999E-2,4.3900000000000002E-2,4.3299999999999998E-2,4.2099999999999999E-2,4.3200000000000002E-2,4.7300000000000002E-2,4.2700000000000002E-2,4.1599999999999998E-2,3.6799999999999999E-2,6.88E-2,7.5499999999999998E-2,8.0500000000000002E-2,8.43E-2,8.3500000000000005E-2,7.8399999999999997E-2,7.6899999999999996E-2,7.6100000000000001E-2,7.5200000000000003E-2,7.4499999999999997E-2,7.4300000000000005E-2,7.2700000000000001E-2,7.1400000000000005E-2,7.2099999999999997E-2,7.3899999999999993E-2,7.6700000000000004E-2,7.6899999999999996E-2,7.6799999999999993E-2,7.6700000000000004E-2,7.6499999999999999E-2,7.6399999999999996E-2,7.6399999999999996E-2,7.5999999999999998E-2,7.5899999999999995E-2,7.5800000000000006E-2,7.5600000000000001E-2,7.5399999999999995E-2,7.5300000000000006E-2,7.51E-2,7.4800000000000005E-2,7.5399999999999995E-2,0]
["WA Remaining Term (years)",9.26,9.4499999999999993,9.4,9.76,9.1300000000000008,9.1,9.2100000000000009,9.14,9.2200000000000006,9.35,9.89,10.73,11.54,12.05,12.44,12.58,12.69,12.75,12.8,12.895,12.965,13.03,13.055,13.06,13.055,13.01,12.96,12.91,12.83,12.74,12.63,12.52,12.42,12.28,12.16,12.04,11.92,11.80710801786182,11.675430584077381,11.574141483703208,11.441695812468518,11.331715725581416,11.214991609877364,11.036594438589047,10.942758649980282,0]
[]
["<=1 months arrears"]
["Unsecured Personal Loans",0.81759999999999999,0.80940000000000001,0.80359999999999998,0.81310000000000004,0.83530000000000004,0.84260000000000002,0.85670000000000002,0.87680000000000002,0.88670000000000004,0.88800000000000001,0.88949544703055883,0.88529999999999998,0.88239999999999996,0.8679,0.84770000000000001,0.83279999999999998,0.83130000000000004,0.82840000000000003,0.82020000000000004,0.82479999999999998,0.84,0.83299999999999996,0.82679999999999998,0.82650000000000001,0.81850000000000001,0.81289999999999996,0.81859999999999999,0.84009999999999996,0.82050000000000001,0.82499999999999996,0.81859999999999999,0.79600000000000004,0.83169999999999999,0.81540000000000001,0.81079999999999997,0.7974,0.80910000000000004,0.8418694759021087,0.83044682651459145,0.83530031980645336,0.8424886418653238,0.83945720741317731,0.83789512342722039,0.81594486914014597,0.8108488876185912,0]
["Car Loans",0.98329999999999995,0.97789999999999999,0.97719999999999996,0.97460000000000002,0.98029999999999995,0.97829999999999995,0.97750000000000004,0.97699999999999998,0.98350000000000004,0.98150000000000004,0.97453243768027165,0.9698,0.96699999999999997,0.95679999999999998,0.94099999999999995,0.93430000000000002,0.93799999999999994,0.93059999999999998,0.92510000000000003,0.92720000000000002,0.93759999999999999,0.92269999999999996,0.91439999999999999,0.91059999999999997,0.91490000000000005,0.89500000000000002,0.87470000000000003,0.86,0.85550000000000004,0.874,0.87209999999999999,0.88660000000000005,0.86419999999999997,0.87409999999999999,0.86380000000000001,0.84130000000000005,0.82830000000000004,0.80778928489612045,0.74487558765348694,0.73897690464914489,0.74547718051300571,0.71353667010687527,0.66842709623665297,0.62307875102631305,0.57918590275472315,0]
["Secured Loans",0.92810000000000004,0.92530000000000001,0.92469999999999997,0.91759999999999997,0.90590000000000004,0.90859999999999996,0.91059999999999997,0.90980000000000005,0.9133,0.91600000000000004,0.93181507476563608,0.92749999999999999,0.9325,0.92869999999999997,0.92079999999999995,0.91490000000000005,0.8982,0.88629999999999998,0.88190000000000002,0.876,0.87539999999999996,0.86770000000000003,0.86629999999999996,0.86529999999999996,0.86560000000000004,0.86270000000000002,0.8649,0.8629,0.86309999999999998,0.85550000000000004,0.86019999999999996,0.85709999999999997,0.85960000000000003,0.85819999999999996,0.86699999999999999,0.86980000000000002,0.86950000000000005,0.87297749980486017,0.87709778484764345,0.87808546592711556,0.88138253575918957,0.88152422796994767,0.87973399474904013,0.88941587444894155,0.8900301338833102,0]
["Retail Credit",0.9617,0.95960000000000001,0.96289999999999998,0.96909999999999996,0.97740000000000005,0.98109999999999997,0.98199999999999998,0.98170000000000002,0.98150000000000004,0.97989999999999999,0.97972189954623723,0.96860000000000002,0.95230000000000004,0.93389999999999995,0.90939999999999999,0.89270000000000005,0.87170000000000003,0.84150000000000003,0.8196,0.81659999999999999,0.80569999999999997,0.81620000000000004,0.80459999999999998,0.8034,0.77370000000000005,0.74329999999999996,0.70750000000000002,0.67649999999999999,0.63470000000000004,0.59689999999999999,0.56850000000000001,0.54220000000000002,0.5242,0.51200000000000001,0.49809999999999999,0.49230000000000002,0.40289999999999998,0.35654450536513232,0.31240919128551498,0.2729453989121588,0.22798487088656205,0.18837631984646919,0.15352002359187891,0.12849274032284322,0.10015512925529048,0]
[]
[">2<=3 months arrears"]
["Unsecured Personal Loans",1.78E-2,1.9699999999999999E-2,1.5800000000000002E-2,1.9599999999999999E-2,1.52E-2,1.7500000000000002E-2,1.2999999999999999E-2,1.26E-2,1.03E-2,1.17E-2,1.0699999999999999E-2,1.03E-2,1.14E-2,1.3899999999999999E-2,1.43E-2,1.5599999999999999E-2,1.44E-2,1.43E-2,2.24E-2,1.23E-2,1.5599999999999999E-2,1.7600000000000001E-2,1.35E-2,1.8800000000000001E-2,1.38E-2,2.3E-2,7.6E-3,9.4000000000000004E-3,2.2700000000000001E-2,3.5000000000000001E-3,1.24E-2,3.3999999999999998E-3,1.5299999999999999E-2,4.0000000000000001E-3,2.4199999999999999E-2,6.8999999999999999E-3,1.95E-2,1.9745936512738191E-2,1.9905904849281918E-2,2.1008743735859793E-2,2.7503878041647323E-2,2.5278778070555976E-2,3.0276513298763841E-2,2.5662658867459852E-2,3.2370298476013401E-2,0]
["Car Loans",2.3E-3,4.8999999999999998E-3,5.1000000000000004E-3,4.7000000000000002E-3,2.8999999999999998E-3,3.3E-3,2.2000000000000001E-3,3.8E-3,4.3E-3,3.2000000000000002E-3,5.0000000000000001E-3,7.3000000000000001E-3,5.4000000000000003E-3,9.4999999999999998E-3,7.9000000000000008E-3,1.37E-2,1.14E-2,1.1299999999999999E-2,1.29E-2,1.2699999999999999E-2,1.6899999999999998E-2,1.7299999999999999E-2,1.3899999999999999E-2,1.8499999999999999E-2,1.49E-2,2.1399999999999999E-2,1.21E-2,3.3999999999999998E-3,1.17E-2,4.7000000000000002E-3,4.1999999999999997E-3,7.1000000000000004E-3,6.7000000000000002E-3,1.44E-2,0,3.49E-2,0,0,0,0,0,0,0,0,0,0]
["Secured Loans",1.2800000000000001E-2,1.3899999999999999E-2,1.6299999999999999E-2,1.54E-2,1.7899999999999999E-2,1.6799999999999999E-2,1.61E-2,1.7399999999999999E-2,1.41E-2,1.2500000000000001E-2,1.3899999999999999E-2,1.49E-2,1.5599999999999999E-2,1.55E-2,1.4500000000000001E-2,1.5800000000000002E-2,1.9E-2,2.3800000000000002E-2,1.89E-2,2.3800000000000002E-2,2.12E-2,2.3E-2,2.0199999999999999E-2,2.3E-2,2.47E-2,2.3900000000000001E-2,1.9900000000000001E-2,2.1399999999999999E-2,2.1299999999999999E-2,2.1000000000000001E-2,2.3099999999999999E-2,2.4899999999999999E-2,2.3400000000000001E-2,2.12E-2,1.83E-2,1.77E-2,1.7899999999999999E-2,1.9950267507439706E-2,1.7075673097414083E-2,1.5707551626266671E-2,1.2863569702251372E-2,1.2375515735940706E-2,1.4911954429719801E-2,1.1581076450323713E-2,1.2759821524205598E-2,0]
["Retail Credit",3.8999999999999998E-3,4.7999999999999996E-3,3.5000000000000001E-3,3.7000000000000002E-3,2.5000000000000001E-3,2.8999999999999998E-3,1.9E-3,2.2000000000000001E-3,1.8E-3,2.0999999999999999E-3,2.2000000000000001E-3,3.3E-3,5.1000000000000004E-3,5.7999999999999996E-3,8.6999999999999994E-3,8.8999999999999999E-3,8.8000000000000005E-3,7.4999999999999997E-3,1.3100000000000001E-2,1.24E-2,7.4000000000000003E-3,7.4999999999999997E-3,8.8000000000000005E-3,4.8999999999999998E-3,6.7999999999999996E-3,1.03E-2,3.3E-3,3.7000000000000002E-3,6.8999999999999999E-3,8.3000000000000001E-3,8.8000000000000005E-3,0.02,1.1299999999999999E-2,8.6999999999999994E-3,1.1299999999999999E-2,1.4200000000000001E-2,1.52E-2,1.4521777949075255E-2,1.004808954792798E-2,3.7933605812493415E-2,1.4998408067087623E-2,1.9060329286921307E-2,2.2416275265598563E-2,2.447944138328241E-2,2.6376639578788226E-2,0]
[]
[">3<=12 months arrears"]
["Unsecured Personal Loans",0.14219999999999999,0.1492,0.1555,0.14380000000000001,0.13120000000000001,0.1203,0.115,9.5000000000000001E-2,8.9399999999999993E-2,8.2799999999999999E-2,8.5699999999999998E-2,8.7800000000000003E-2,9.1300000000000006E-2,0.1042,0.1195,0.1333,0.13730000000000001,0.13700000000000001,0.13100000000000001,0.13980000000000001,0.13819999999999999,0.1401,0.14749999999999999,0.14560000000000001,0.1578,0.15959999999999999,0.1704,0.14219999999999999,0.1487,0.16420000000000001,0.15759999999999999,0.16919999999999999,0.14929999999999999,0.15970000000000001,0.1555,0.1842,0.16789999999999999,0.13807918081494625,0.1399595580472138,0.12826783020725524,0.12936835323863921,0.1345293276150652,0.13141460115450868,0.15774549030859591,0.14414914314592878,0]
["Car Loans",8.3999999999999995E-3,8.6999999999999994E-3,9.7999999999999997E-3,1.3299999999999999E-2,8.2000000000000007E-3,1.0200000000000001E-2,1.2E-2,1.2E-2,7.7999999999999996E-3,8.2000000000000007E-3,1.2200000000000001E-2,1.3299999999999999E-2,1.4500000000000001E-2,1.8599999999999998E-2,2.7199999999999998E-2,3.09E-2,2.9899999999999999E-2,2.9600000000000001E-2,3.2899999999999999E-2,3.27E-2,2.8799999999999999E-2,2.8500000000000001E-2,3.2399999999999998E-2,2.81E-2,2.0199999999999999E-2,2.6599999999999999E-2,4.1500000000000002E-2,7.4099999999999999E-2,5.7200000000000001E-2,3.56E-2,2.2499999999999999E-2,7.7999999999999996E-3,2.7799999999999998E-2,5.8999999999999999E-3,1.0200000000000001E-2,1.15E-2,5.67E-2,6.3955709530276211E-2,7.875006964830969E-2,3.7978057672539478E-2,4.2034817212601813E-2,4.5690263831784747E-2,5.0895611016045179E-2,5.5398833439175968E-2,1.0822785369527493E-2,0]
["Secured Loans",3.39E-2,3.5200000000000002E-2,3.4700000000000002E-2,4.3099999999999999E-2,5.2699999999999997E-2,5.2299999999999999E-2,5.1999999999999998E-2,0.05,4.6399999999999997E-2,4.2000000000000003E-2,3.4299999999999997E-2,3.2300000000000002E-2,3.0099999999999998E-2,3.3099999999999997E-2,4.07E-2,4.4999999999999998E-2,5.3600000000000002E-2,6.0600000000000001E-2,6.08E-2,6.08E-2,5.9200000000000003E-2,6.8500000000000005E-2,7.3800000000000004E-2,7.8700000000000006E-2,8.0199999999999994E-2,7.9200000000000007E-2,8.0600000000000005E-2,8.2799999999999999E-2,8.0699999999999994E-2,8.7300000000000003E-2,8.7099999999999997E-2,8.5599999999999996E-2,8.7499999999999994E-2,8.9599999999999999E-2,8.8599999999999998E-2,8.8200000000000001E-2,8.8099999999999998E-2,8.4064066337881951E-2,8.333558735903622E-2,8.0471568604521287E-2,8.2855895561778914E-2,8.5668463015510815E-2,8.1562983721318288E-2,7.8363916704503656E-2,7.6949895876556165E-2,0]
["Retail Credit",3.0300000000000001E-2,3.1300000000000001E-2,2.93E-2,2.3400000000000001E-2,1.7100000000000001E-2,1.3299999999999999E-2,1.43E-2,1.34E-2,1.44E-2,1.4999999999999999E-2,1.5800000000000002E-2,2.3599999999999999E-2,3.6799999999999999E-2,5.5300000000000002E-2,7.2999999999999995E-2,9.2200000000000004E-2,0.11,0.13850000000000001,0.15759999999999999,0.16400000000000001,0.1754,0.16769999999999999,0.16930000000000001,0.1893,0.20849999999999999,0.2369,0.2757,0.31590000000000001,0.34939999999999999,0.38950000000000001,0.41660000000000003,0.43580000000000002,0.46200000000000002,0.47510000000000002,0.48470000000000002,0.48609999999999998,0.53649999999999998,0.59741935620530162,0.6440155845507598,0.680213649935552,0.73741882687874172,0.77678347285870009,0.80818146470545504,0.8332502362305334,0.85876925700425344,0]
[]
["Movement into the >12 months arrears "]
["Unsecured Personal Loans",2090,1355,941,-330,645,650,489,636,281,193,-9,191,-303,132,312,140,212,169,-1856,125,-64,24,-225,-35,-58,-40,-61,-115,-59,-68,-44,-153,-82,-52,-24,-62,-57,-8,-44,-47,-109,-65,-95,-79,-36,-94]
["Car Loans",260,0,119,17,27,23,99,-140,139,1,-161,-78,-17,-45,69,162,167,75,56,24,-125,-130,-44,38,18,6,-29,-38,-8,-8,22,17,-7,-47,-40,-34,-47,-132,-19,-12,0,-8,0,0,-37,0]
["Secured Loans",186,156,427,227,25,-153,-15,406,93,123,386,163,164,295,-844,441,-380,641,200,387,91,72,812,527,111,803,273,237,278,482,669,682,-53,489,258,-181,-245,178,56,-197,94,-200,-422,-145,-141,-298]
["Retail Credit",88,1,82,88,58,80,53,51,68,52,61,70,113,128,94,144,148,80,-232,117,15,3,8,42,-11,1,-52,-51,-10,3,-16,-9,-39,-10,-25,-32,-22,-27,-28,-14,-15,-10,-41,-37,-9,-29]
[]
["Quarterly Losses "]
["Unsecured Personal Loans",521,484,630,2746,732,679,605,706,564,548,899,413,1851,85,59,60,57,85,1952,90,434,50,372,105,77,62,47,202,69,77,29,84,34,28,25,30,39,32,10,29,56,19,47,9,3,29]
["Car Loans",1642,1481,1914,2407,2599,2368,1320,881,736,780,836,956,1268,1165,1016,1188,852,639,587,730,772,665,411,273,231,171,165,158,87,31,17,-2,7,27,51,48,45,131,0,18,0,7,0,0,42,0]
["Secured Loans",541,432,457,474,586,655,404,663,484,609,805,627,999,646,1556,1440,1884,945,1570,1072,1881,734,633,650,959,796,654,775,759,571,810,497,777,382,685,426,569,261,189,183,236,157,387,413,220,238]
["Retail Credit",583,20,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[null,"2005-09-30","2005-12-31","2006-03-31","2006-06-30","2006-09-29","2006-12-29","2007-03-30","2007-06-29","2007-09-28","2007-12-31","2008-03-31","2008-06-30","2008-09-30","2008-12-31","2009-03-31","2009-06-30","2009-09-30","2009-12-31","2010-03-31","2010-06-30","2010-09-30","2010-12-31","2011-03-31","2011-06-30","2011-09-30","2011-12-30","2012-03-30","2012-06-29","2012-09-28","2012-12-31","2013-03-28","2013-06-28","2013-09-30","2013-12-31","2014-03-31","2014-06-30","2014-09-30","2014-12-31","2015-03-31","2015-06-30",{"$f":"+AP5","v":"2015-09-30"},"2015-12-31","2016-03-31","2016-06-30","2016-09-30","2016-12-30"]
["Lifetime Redemption Rate"]
["Unsecured Personal Loans",0.2797,0.27379999999999999,0.26800000000000002,0.26910000000000001,0.2712,0.27960000000000002,0.29189999999999999,0.29849999999999999,0.30719999999999997,0.31890000000000002,0.33029999999999998,0.33850000000000002,0.34210000000000002,0.34439999999999998,0.34620000000000001,0.34749999999999998,0.34760000000000002,0.3468,0.34710000000000002,0.34639999999999999,0.34570000000000001,0.34610000000000002,0.34510000000000002,0.34460000000000002,0.34370000000000001,0.34239999999999998,0.33929999999999999,0.3372,0.33510000000000001,0.33300000000000002,0.33040000000000003,0.3286,0.3322,0.33050000000000002,0.32919999999999999,0.32740000000000002,0.3266,0.32550000000000001,0.32519999999999999,0.32450000000000001,0.32500000000000001,0.32619999999999999,0.3281,0.32969999999999999,0.33040000000000003,1]
["Car Loans",0.45689999999999997,0.44379999999999997,0.4355,0.43430000000000002,0.4284,0.42049999999999998,0.41649999999999998,0.41549999999999998,0.4133,0.41210000000000002,0.41070000000000001,0.4123,0.41110000000000002,0.4078,0.40600000000000003,0.40739999999999998,0.41010000000000002,0.41260000000000002,0.41670000000000001,0.42409999999999998,0.43280000000000002,0.44030000000000002,0.4471,0.45679999999999998,0.46639999999999998,0.47320000000000001,0.47949999999999998,0.48959999999999998,0.49430000000000002,0.49480000000000002,0.49130000000000001,0.48749999999999999,0.4879,0.48620000000000002,0.48349999999999999,0.4844,0.48649999999999999,0.48459999999999998,0.4894,0.48880000000000001,0.48699999999999999,0.48599999999999999,0.4864,0.48599999999999999,0.48859999999999998,1]
["Secured Loans",0.41880000000000001,0.3896,0.37419999999999998,0.37069999999999997,0.37030000000000002,0.371,0.36709999999999998,0.3649,0.36309999999999998,0.36049999999999999,0.35299999999999998,0.34300000000000003,0.33189999999999997,0.31879999999999997,0.30680000000000002,0.29699999999999999,0.28870000000000001,0.28199999999999997,0.27560000000000001,0.26989999999999997,0.26500000000000001,0.25979999999999998,0.25480000000000003,0.25080000000000002,0.24690000000000001,0.24310000000000001,0.23960000000000001,0.23619999999999999,0.2329,0.2298,0.22650000000000001,0.22359999999999999,0.22140000000000001,0.21929999999999999,0.2172,0.2155,0.21410000000000001,0.21229999999999999,0.21110000000000001,0.2097,0.2084,0.2079,0.20669999999999999,0.20599999999999999,0.2056,1]
["Retail Credit",0.61629999999999996,0.65229999999999999,0.66569999999999996,0.69140000000000001,0.69420000000000004,0.6885,0.69199999999999995,0.69430000000000003,0.6976,0.6966,0.69869999999999999,0.70579999999999998,0.71360000000000001,0.71789999999999998,0.71440000000000003,0.71130000000000004,0.70750000000000002,0.7016,0.69789999999999996,0.68930000000000002,0.68479999999999996,0.68130000000000002,0.6774,0.66990000000000005,0.66320000000000001,0.65369999999999995,0.65410000000000001,0.65429999999999999,0.65200000000000002,0.64639999999999997,0.64170000000000005,0.63529999999999998,0.63419999999999999,0.62919999999999998,0.62680000000000002,0.62770000000000004,0.62509999999999999,0.62329999999999997,0.62290000000000001,0.62050000000000005,0.62019999999999997,0.61629999999999996,0.62429999999999997,0.62949999999999995,0.62619999999999998,1]
[]
["W A Interest Charging Rate"]
["Unsecured Personal Loans",0.1457,0.14465,0.14477999999999999,0.14474000000000001,0.15315999999999999,0.15778,0.15989999999999999,0.16392000000000001,0.16669999999999999,0.16644999999999999,0.16308,0.16092999999999999,0.15403,0.14624999999999999,0.14366999999999999,0.14215,0.14058000000000001,0.13805999999999999,0.13597999999999999,0.13458000000000001,0.13155,0.12648000000000001,0.11778,0.11491999999999999,0.11258,0.11058,0.10799,0.10925,0.1052,0.10689,0.1047,0.10248,9.7449999999999995E-2,9.4009999999999996E-2,9.1319999999999998E-2,8.8590000000000002E-2,8.269E-2,8.1608648121383298E-2,7.8572631174763971E-2,7.4417436065177159E-2,6.9378206628977354E-2,6.5407470061320236E-2,6.1145395927733118E-2,5.4960397879034735E-2,4.9906567212558546E-2,0]
["Car Loans",9.7799999999999998E-2,9.7379999999999994E-2,9.6750000000000003E-2,9.6360000000000001E-2,9.5649999999999999E-2,9.5699999999999993E-2,9.5899999999999999E-2,9.6560000000000007E-2,9.7320000000000004E-2,9.7989999999999994E-2,9.8290000000000002E-2,9.8350000000000007E-2,9.8400000000000001E-2,9.8479999999999998E-2,9.8629999999999995E-2,9.8720000000000002E-2,9.8909999999999998E-2,9.9229999999999999E-2,9.9460000000000007E-2,9.9519999999999997E-2,9.9460000000000007E-2,9.9279999999999993E-2,9.9339999999999998E-2,9.9379999999999996E-2,9.8830000000000001E-2,9.9080000000000001E-2,9.8699999999999996E-2,9.7960000000000005E-2,9.6710000000000004E-2,9.5100000000000004E-2,9.4259999999999997E-2,9.4210000000000002E-2,9.4589999999999994E-2,9.468E-2,9.4920000000000004E-2,9.4880000000000006E-2,9.5589999999999994E-2,9.5920136986598112E-2,9.5800967019841907E-2,9.6555251513087886E-2,9.7153719825671725E-2,9.7845125053663107E-2,9.8454702016575552E-2,9.670344572797919E-2,9.8242028951472257E-2,0]
["Secured Loans",9.5600000000000004E-2,9.2310000000000003E-2,9.0819999999999998E-2,8.9230000000000004E-2,8.8940000000000005E-2,8.8940000000000005E-2,9.1609999999999997E-2,9.0770000000000003E-2,9.7089999999999996E-2,0.10539999999999999,0.10338,0.1018,0.10079,0.10066,9.146E-2,9.1380000000000003E-2,9.1329999999999995E-2,9.128E-2,9.1230000000000006E-2,9.1200000000000003E-2,9.1170000000000001E-2,9.1120000000000007E-2,9.1109999999999997E-2,9.1139999999999999E-2,9.1170000000000001E-2,9.1200000000000003E-2,9.1200000000000003E-2,9.1240000000000002E-2,9.1300000000000006E-2,9.1200000000000003E-2,9.1200000000000003E-2,9.11E-2,9.0999999999999998E-2,9.0999999999999998E-2,9.0999999999999998E-2,9.0999999999999998E-2,9.0999999999999998E-2,9.0997527135696754E-2,9.0948599194019597E-2,9.0890785365346644E-2,9.0814543839743869E-2,9.0753104266083809E-2,9.0676849653627142E-2,9.0456993225255106E-2,9.048407004595084E-2,0]
["Retail Credit",0.10979999999999999,0.11075,0.11358,0.11787,0.12386,0.127,0.12534000000000001,0.12363,0.12132999999999999,0.12237000000000001,0.11942,0.11787,0.11352,0.11022,0.11267000000000001,0.11677999999999999,0.12045,0.12377000000000001,0.12523999999999999,0.12263,0.12213,0.12107,0.12126000000000001,0.11909,0.11899,0.12010999999999999,0.11949,0.12094000000000001,0.12202,0.12164,0.11919,0.11681999999999999,0.11584999999999999,0.11354,0.11322,0.11519,0.11611,0.11736935141764841,0.12030642638272607,0.12050467009711699,0.12191092304651484,0.1251571674057454,0.12246727569125611,0.12469221950301103,0.1205831740370385,0]
[]
["WA LTV - Secured Loans",0.88949999999999996,0.9012,0.89680000000000004,0.91169999999999995,0.91210000000000002,0.92290000000000005,0.91810000000000003,0.9153,0.91069999999999995,0.90439999999999998,0.88580000000000003,0.87019999999999997,0.85050000000000003,0.8286,0.79430000000000001,0.81079999999999997,0.79290000000000005,0.79410000000000003,0.79469999999999996,0.79610000000000003,0.80059999999999998,0.80089999999999995,0.80210000000000004,0.80249999999999999,0.80359999999999998,0.80410000000000004,0.8044,0.80420000000000003,0.80400000000000005,0.80389999999999995,0.80259999999999998,0.80320000000000003,0.80249999999999999,0.80389999999999995,0.80210000000000004,0.80189999999999995,0.80089999999999995,0.80044921854516216,0.79904428801159577,0.79761950544986238,0.79620790412896192,0.79676076923454342,0.79582173545501544,0.79015105187773604,0.80026704168886564,0]
["% of Secured Loans over 100% LTV",0.28839999999999999,0.3155,0.31340000000000001,0.34389999999999998,0.35,0.36480000000000001,0.3533,0.34960000000000002,0.34660000000000002,0.34150000000000003,0.30049999999999999,0.26319999999999999,0.22889999999999999,0.20380000000000001,0.1575,0.182,0.15290000000000001,0.1537,0.1527,0.15229999999999999,0.153,0.1545,0.15490000000000001,0.1552,0.15670000000000001,0.15529999999999999,0.15590000000000001,0.15570000000000001,0.15570000000000001,0.1555,0.15479999999999999,0.1552,0.15329999999999999,0.15490000000000001,0.1532,0.15279999999999999,0.1517,0.15000353741693387,0.14884140382127883,0.14582774244062169,0.14572913314377878,0.14525435010663101,0.14546862187014356,0.14379079221115224,0.1786427876310909,0]
[]
["WA Loan Size"]
["Unsecured Personal Loans",4887,4774,4669.42,4537.87,4489.82,4388,4211.7299999999996,4124.76,4094.09,3915.83,3704.4,3512.62,3162.18,3096.05,3038.13,2966,2939.48,2862.03,2806.6,2723.32,2689.37,2647.32,2680.97,2785.42,2918.06,3136.68,3293.38,3405.83,3479.55,3461.86,3485.12,3510.46,3333.51,3277.03,3165.44,3097.43,3027.45,2984.0310447761194,2947.4731675392668,2859.3673841961854,2760.3815598885794,2674.7852449567727,2681.8001863354029,2747.9615562913909,2777.0022857142853,0]
["Car Loans",6651,7189,7659.21,7958.48,9021.65,9983,10676.48,11481.95,12264.15,12784.15,12991.65,12811.75,12623.75,12478.94,12342.91,12209.69,11954.38,11729.61,11459.23,11339.53,11041.98,10727.65,10409.66,10220.99,9932.2199999999993,9734.19,9281.7000000000007,9157.2999999999993,9585.42,10134.51,9981.6200000000008,9549.7900000000009,8867.65,8644.24,8349.19,7615.25,7254.9,7064.9578787878781,6762.2910714285726,6003.903773584906,5770.8189361702125,5721.6704878048786,5325.6862162162161,4949.5414705882358,4960.7946153846151,0]
["Secured Loans",24572,25316,25699.71,26558.27,27313.29,27855,27982.63,28186.720000000001,28471.29,28305.73,27337.34,27107.05,27064.02,27168.47,27205.9,27017.599999999999,26797.81,26514.81,26138.93,25935.46,25592.52,25324.98,25081.46,24745.58,24525.360000000001,24196.81,23902.1,23554.06,23231.7,23019.15,22911.49,22786.3,22749.3,22548.26,22356.02,22242.49,22021.78,21825.314838986687,21530.313243842906,21336.055543328734,21206.805427615862,21000.447125435538,20770.651092307671,20522.136645316263,20205.898098533085,0]
["Retail Credit",862,929,973.72,943.69,1048.2,1147,1125.01,1115.75,1101.68,1125.75,1100.3599999999999,979.53,874.61,893.08,857.78,819.68,821.63,913.75,1014.05,955.21,938.05,982.34,1022.21,1015.19,1043.99,1050.54,998.01,991.34,1001.66,1093.46,1170.8800000000001,1163.53,1136.97,1131.67,1082.9000000000001,1010.88,964.57,911.06057017543856,865.10878923766825,804.50559633027513,755.85241206030184,766.11081081081034,789.79412121212135,773.92228395061727,760.44806451612908,0]
[]
["WA Seasoning (months)"]
["Unsecured Personal Loans",71.900000000000006,75.040000000000006,78.55,81.819999999999993,74.63,71.36,70.84,67.150000000000006,65.28,69.44,74.12,80.099999999999994,81.03,85.75,89.78,94.16,95.48,102.7,104.06,110.83,114.9,119.63,122,127.01,131.65,136.07,140.66,143.72999999999999,147.6,151.54,156,160.62,164.04,169.05,173.81,178.98,183.69,188.66686865238822,194.66748101872551,199.73066009649531,206.18265038811813,212.51166903661215,219.95051557905836,226.88857871603952,234.69710753956099,0]
["Car Loans",16.79,16.16,16.14,16.98,15.64,14.66,15.06,15.08,15.46,16.52,18.53,20.92,23.32,25.7,28.14,30.56,32.93,35.369999999999997,37.89,40.19,42.89,45.52,48.26,50.87,53.96,57.02,59.97,62.99,66.23,69.37,71.760000000000005,74.48,76.900000000000006,79.31,81.36,83.81,84.57,85.856410733281507,86.599651481178569,86.4162954668802,86.63405418803903,86.529919519921904,85.263242564503429,86.965599903163906,74.640716988112786,0]
["Secured Loans",18.7,18.07,19.21,19.920000000000002,22.58,21.46,21.39,21.86,21.75,21.75,20.05,19.53,19.22,19.649999999999999,20.3,23.01,26.03,29.08,32.18,35.28,38.51,41.58,44.68,47.8,50.9,53.94,57.06,60.1,63.16,66.17,69.27,72.27,75.319999999999993,78.400000000000006,81.290000000000006,84.32,87.28,90.225865356171255,93.115217912215044,96.070623066776292,99.090268216633888,102.07841015741351,105.14418496681446,108.42257288725375,111.48103189064484,0]
["Retail Credit",10.1,9.1199999999999992,8.16,9.1199999999999992,6.98,5.62,5.64,5.61,5.98,5.96,6.56,9.43,12.99,16.84,19.850000000000001,22.84,26.06,29.2,32.020000000000003,34.83,37.75,40.6,42.91,45.27,47.48,49.82,51.96,53.63,54.88,56.29,57.32,58.15,57.48,56.72,57.42,57.68,56.83,54.735228428829885,52.742376422136388,50.337593058178889,43.371713708965665,40.33029023392988,37.117821729222413,32.28053316037014,31.910043781488767,0]
[]
["Type of Car Finance Contract"]
["Hire Purchase Agreement",0.47699999999999998,0.43030000000000002,0.39539999999999997,0.36349999999999999,0.3226,0.2964,0.27400000000000002,0.25480000000000003,0.24310000000000001,0.23899999999999999,0.23449999999999999,0.2291,0.2228,0.2142,0.20949999999999999,0.2079,0.21010000000000001,0.2089,0.2137,0.2208,0.24199999999999999,0.26440000000000002,0.28999999999999998,0.33350000000000002,0.39989999999999998,0.4698,0.53200000000000003,0.61970000000000003,0.72089999999999999,0.80479999999999996,0.82799999999999996,0.8609,0.86570000000000003,0.87619999999999998,0.87570000000000003,0.8891,0.86939999999999995,0.857849245793183,0.82754133148555153,0.78593383738693279,0.75751972073435203,0.72685343598912311,0.67894141188961865,0.62898779512612013,0.56866572089179879,0]
["Personal Contract Purchase Agreement",4.0000000000000002E-4,4.0000000000000002E-4,2.9999999999999997E-4,2.0000000000000001E-4,1E-4,1E-4,1E-4,1E-4,1E-4,1E-4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Conditional Sale Agreement",0.52259999999999995,0.56940000000000002,0.60429999999999995,0.63629999999999998,0.67730000000000001,0.7036,0.72589999999999999,0.74509999999999998,0.75680000000000003,0.76090000000000002,0.76549999999999996,0.77090000000000003,0.7772,0.78580000000000005,0.79049999999999998,0.79210000000000003,0.78990000000000005,0.79110000000000003,0.7863,0.7792,0.75800000000000001,0.73560000000000003,0.71,0.66649999999999998,0.60009999999999997,0.5302,0.46800000000000003,0.38030000000000003,0.27910000000000001,0.19520000000000001,0.17199999999999999,0.1391,0.1343,0.12379999999999999,0.12429999999999999,0.1109,0.13059999999999999,0.142150754206817,0.17245866851444838,0.21406616261306718,0.24248027926564794,0.273146564010877,0.32105858811038135,0.37101220487387987,0.43133427910820121,0]

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[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PARAGON PERSONAL AND AUTO FINANCE (NO.3) PLC"]